Retirement Planner
How big a retirement corpus you need — and the monthly SIP to get there.
Result
How to use
- 1
Enter your age, retirement age and how long the money should last.
- 2
Add your current monthly expenses, inflation and expected returns.
- 3
See the corpus you need and the monthly SIP to reach it.
Questions
How is the corpus calculated?
Your expenses are grown by inflation until retirement. The corpus is the amount that can pay those inflation-rising expenses every month until your planning age, while the remaining money keeps earning the after-retirement return.
Is this financial advice?
No. It is an estimate to help you plan. Real returns, inflation and expenses will vary — please review your plan every year and consider speaking to a financial advisor.
About this Retirement tool
Retirement Planner — How big a retirement corpus you need — and the monthly SIP to get there. It is one of 200 free tools on namasivayam.in, made by software engineer Namasivayam Vadivelan for everyday use in India.
Everything is calculated instantly in your browser: nothing you type or upload is sent to any server, there is no sign-up, and it works on mobile and desktop. Enter your age, retirement age and how long the money should last.
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Results are estimates to help you plan. They are not financial, tax or medical advice.